Debt doesn’t have to control your life - and this planner proves it. The debt payoff template lets you input all your debts in one place, automatically calculate payoff timelines, and see exactly how many payments you have left. It even helps you strategize how to pay them off faster so you can save money on interest and reach financial freedom sooner. Watching your balances shrink over time is not only motivating, it keeps you committed to your plan.